First Presbyterian Church

Albert and Ruth Baum Memorial Fund

Beneficiary location:

Olean, NY

Account number: 102261005749

Designated Use

the net income shall be used as its Session shall determine. Annually, should the total income received by the First Presbyterian Church of Olean, NY not equal eight percent (8%) of the principal market value at December 31st of each year, the Session may, at its discretion, withdraw from the principal during the next calendar year an amount to bring the annual income paid to the eight percent (8%) of the principal.